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Suburbs: find your next winner

Rank every suburb in Australia on your budget and goals in about a second.

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Top suburb rankings

Ready-made top lists for every state, for houses and for units. The best ones, already sorted.

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Your watchlist

Keep an eye on the suburbs you like and see what moved since you added them.

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Saved searches

Run your saved searches on the newest figures and spot fresh opportunities.

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Everything your Full Access unlocks

Counted live from the data, right now.

Real Estate Investment Intelligence

Find the most profitable suburbs in Australia before everyone else does. All 4,882 suburbs in Australia, each with an Investment Score out of 100, ranked on your budget and your goals, shown on a live 3D map, and updated every month. The winners rise straight to the top.

243 facts on every suburb, with houses and units shown separately: what homes sell for, what they rent for, how many buyers are fighting over them, how fast they sell, what a year of owning one really costs, and a twelve-month forecast that shows its own track record. That is market knowledge at a depth even the banks do not have, on every suburb in the country, for the price of a dinner.

Free to try. No sign-up. Full Access from $99 Updated every month. Current to August 2026

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Investment score0
Median price$0.00M
12 month growth+0.0%
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12 month trend
What free shows you vs what you are missing Free · 200 suburbs Full Access · 4,882 suburbs
Free · 200 suburbs 30–50 Investment Score out of 100. Very average. Every tool and every chart works, but only on average suburbs.
vs
Full Access · 4,882 suburbs up to 100 Investment Score. Far more profitable suburbs due to better growth and growth forecast intelligence. Every suburb with an Investment Score of 60, 70, 80, 90 and higher is in here. Not one of them is in the free set.
- of Australian house markets went up in the last 12 months
- went down. The national average hides every one of them. We do not
- are only just starting to rise. Still early enough for you to get in
- earn a rental yield (yearly rent as a share of the price) of 5% or more
- pay for themselves. The rent covers the loan and the costs

Counted live from the data as this page loaded. No guesswork. See how Australia and every state is really moving →

Your unfair advantage

Every suburb in Australia, ranked for you. Fresh figures every month.

Property websites show you one suburb at a time and a median price (the middle sale price). SuburbRank puts the whole country on one screen. Every suburb gets an Investment Score out of 100, is ranked on what you want, is drawn on a live map, and is explained in plain English. So you find the most profitable suburbs first, instead of by luck.

Rank every suburb on your budget and goals

Set your budget and pick your states. Then choose what you want: capital growth (prices going up), rental income, low holding costs (what it costs you to own each year), suburbs just starting to rise, or your own mix of all five. All 9,348 markets re-rank in about a second. The most profitable ones rise to the top.

See every suburb on a live 3D map, explained simply

Every suburb outline is drawn and coloured by its score, in 3D and satellite view. Tap one and it opens up: what it did, whether it is still doing it, what it earns in rent, and what to watch out for. All in short sentences written from its own figures.

Know which numbers you can trust

You see how many sales the median is based on, how many months of history there are, and how much had to be guessed. A suburb up 20% on nine sales and one up 20% on four hundred sales are not the same find. You will always know which is which.

See where prices are heading, with fresh data every month

Every suburb has a twelve-month forecast. It shows the likely range, and how accurate the same model was last time. The whole dataset is rebuilt every month. Your watchlist and saved searches re-run on the new figures the moment they land.

Why most investors miss the best suburbs

Most investors choose between 4,882 suburbs
using just four numbers. That is a costly mistake.

A median price, a growth percentage, a rough yield and a photo. That is all most people buy an investment property on. Those four numbers cannot tell you the difference between a suburb that is about to take off and one that has just finished rising. Here is what they hide, and what SuburbRank shows you instead.

The median price can trick you

The median is just the middle price of whatever happened to sell. So it moves when the mix of homes sold changes, not only when values change. On nine sales it can jump fifteen per cent because one big house sold. Every suburb here shows you how many sales its median is based on.

One growth number can hide a bad buy

Picture a suburb that grew steadily for five years. Now picture one that was flat for four years and jumped last year. Both show the same twelve-month growth figure, yet they are opposite investments. We show growth over fourteen time periods, so you can see the difference at a glance.

Prices move last. See the signs that move first

Buyers per listing, months of stock for sale, and days on market (how long homes take to sell) all turn months before prices do. No property website publishes any of them suburb by suburb. We do.

Gross yield is not what lands in your pocket

Gross yield is rent divided by price, with nothing taken out. Not empty weeks, not management fees, and never the stamp duty (the tax your state charges an investor). That is why 5% in Melbourne and 5% in Brisbane were never the same investment. Here, the net figure (what is left after those costs) sits right beside the gross one.

What is inside

243 facts on every suburb. Check every one before you pay a cent.

Most data services keep their measures secret, because a black box (something you cannot look inside) is easier to sell. We do the opposite. Read every definition first, then decide for yourself how much it is worth to your next purchase.

Free to read. No account needed. Nothing hidden.

Nobody else gives you this

Banks watch the capital cities. Property websites show one suburb at a time.
SuburbRank ranks every suburb in Australia, every month.

A bank’s property report covers the capital cities and a few big regions. A property website shows you whatever you type in. Neither one measures buyer demand, months of stock for sale, rental yield by number of bedrooms, or a year of holding costs, for every suburb in the country, every month. And neither one puts all 4,882 suburbs into one ranking that you control.

Property website Bank / lender report Buyer’s agent SuburbRank
Suburbs covered Whatever you search for, one at a time Capital cities and big regions The ones they work in All 4,882, ranked together
How many buyers are competing No No From their own experience Measured for every suburb, every month
Rental yield by number of bedrooms No No Rarely One to four bedrooms, for buying and for renting
What it costs you to own each year No Only for the loan they are selling If you ask Every market on the same terms, plus your own
How many sales each figure is based on No No No Shown on every suburb
You decide what “best” means No No No Five sliders, all five scores shown
Paid by Selling agents The lender You, $5,000 to $15,000 You, from $99, one time only

Every row says what those sources publish, not how good they are. A buyer’s agent who knows one city well is worth what they charge. But none of them, not even a bank, can put all 9,348 markets in one order, on your terms, in a second, and then do it again with fresh figures every month.

Free vs Full Access

Try every tool free on 200 average suburbs.
Pay once to unlock the suburbs with an Investment Score up to 100.

Free: try it now, no sign-up

  • The full Suburbs page (the suburb search tool): every filter, every weighting, the live map
  • Compare suburbs, map them, work out the cashflow, export them
  • 200 sample suburbs, houses and units. Every one of them is very average, with an Investment Score of 30 to 50 out of 100
  • Every one of them is complete: all 243 measures, every chart
  • The full picture for Australia and every state
  • All 243 measures explained

Full Access: the profitable suburbs

  • All 4,882 suburbs, houses and units, no limits
  • The suburbs with an Investment Score of 60, 70, 80, 90 and up to 100: the ones our figures say are far more profitable suburbs due to better growth and growth forecast intelligence
  • All 243 measures on every one of them
  • Compare up to eight suburbs side by side
  • Your own cashflow sums on any suburb, using your state’s real stamp duty
  • Watchlist, saved searches and CSV export (a file you can open in a spreadsheet)
  • Every monthly data update while your access runs

Nothing in the free version is a cut-down preview. But the 200 free suburbs all have an Investment Score of 30 to 50 out of 100. Very average. The 4,682 suburbs behind Full Access have an Investment Score up to 100. On our figures they are far more profitable suburbs due to better growth and growth forecast intelligence.

One small price

Pay once. No subscription, ever.

No subscription. No card kept on file. No automatic billing. To compare, a buyer’s agent charges $5,000 to $15,000 for one purchase.

The most profitable suburbs in Australia are already ranked. See them before you buy.

9,348 markets, 243 facts on each, updated every month. Open Suburbs, set your budget, and see how many of them fit. That part is free and takes about ten seconds. Then unlock the suburbs with an Investment Score up to 100, instead of the 200 average ones the free version shows.

SuburbRank is an information service. It is not financial or property investment advice. It reports published market figures and the sums done on them, and it never recommends a suburb.

How SuburbRank finds you Australia’s most profitable suburbs

243 facts on every suburb, not just four

A normal property website shows you four figures. We give you the full picture. Every suburb comes with its price, its rent and its yield (the rent as a share of the price) for every bedroom count. You also see how many buyers are competing, how many homes are for sale, how fast they sell, growth over fourteen time periods, how bumpy the ride has been, what a year of owning it costs, and six scores built from all of that. Every one is explained in plain English.

Houses and units ranked separately, so you never get fooled

Houses and units in the same suburb are two different markets, and they often move in opposite directions. We measure, compare and rank them separately. Nothing on this site averages them together. That lazy shortcut is what makes most suburb data useless to an investor, and it is exactly the trap we keep you out of.

You decide what “best” means for your money

The list opens ranked on growth and rental income together, because that is what most people mean by profitable. But a retiree who needs cash coming in and a thirty-year-old chasing growth want opposite things. So press Rank, set your own weighting (how much each measure counts), and the whole country re-sorts to match you. Each part of the score sits beside the total, so you can always see why a suburb ranks where it does.

Flukes are filtered out, so the top spots are real

Suburbs with too few sales are left out by default. Turn that off and the top of almost any ranking becomes a town of six hundred people where four houses sold, and one of them was unusual. The figures are not wrong. The suburb says so itself. But a ranking that puts it first would send you to the wrong place. The switch is under Refine, and the line under the heading above always tells you which way it is set.

How to read this page and spot a winning suburb

First check the data is solid, then trust the score

Every figure on this page rests on a sample size (how many sales it was worked out from). A median (the middle value) worked out from nine sales can move fifteen per cent just because one big house sold, and no amount of analysis after that can fix it. How much to trust this shows you the sample sizes, how long the history runs and how far behind the reports are, instead of just assuming they are fine.

One growth number can fool you

One market that grew steadily for five years and another that sat flat for four years and then jumped last year can show the same twelve-month number. But they are opposite investments. Seven time windows on one chart make the difference easy to see without a word of explanation.

Buyer demand moves before prices do, so you can get in early

Buyers per listing, months of supply and days on market all change within weeks. A median takes months. If you want to be early, not just right when you look back, Demand and supply is the section to open.

Gross yield is not the money you actually keep

Gross yield is rent divided by price with nothing taken out. The net figure next to it takes off the costs of owning the home. The cashflow section also takes off the loan costs and this market’s own empty time (vacancy) on top, along with the stamp duty your state really charges an investor, which no published yield anywhere counts.

SuburbRank is an information service. It reports published market figures and does the maths on them. It does not know how much you can borrow, your tax position or your goals. It never recommends a suburb, and nothing here is financial or property investment advice.

Compare suburbs

Put up to eight suburbs head to head and see which one wins

Every measure runs down the side, every suburb runs across the top, and the best and worst on each row are marked for you. In seconds you see which suburb grows faster, which earns more rent, which costs less to hold, and which one the figures warn you about. That beats ten minutes of flicking between four suburb profiles.

Top suburb rankings

The most profitable suburbs in Australia, ranked and ready for you

Fifteen ready-made top lists across 9,348 markets show you where the money is: fastest growing, highest yielding (the most rent for the price), best cash flow, furthest below their peak, starting to rise right now, and three ranked on the twelve-month forecast. Every list throws out suburbs with too few sales to trust. A “highest yield in Australia” list topped by a town where four houses sold is a fluke with a trophy on it. Pick a state, pick houses or units, and open any suburb to see its full profile.

Market pulse

See where Australian property is really making money, suburb by suburb

Forget the capital-city headlines. This is every suburb we track, with houses and units counted separately, added up for the whole country and for each state: how many rose, how many fell, how many are just starting to rise, and how many pay for themselves. Nobody else publishes these figures, because working them out means pricing, renting and modelling every single suburb. Free, for everyone.

Free visitors see just 200 of 4,882 suburbs. The best ones stay hidden

Stop guessing. Unlock every suburb with an Investment Score up to 100

Every suburb. Every tool. Every measure. All 4,882 suburbs. One payment gets you the lot. No subscription. No card kept on file.

Pick any pass. Try it risk free for 14 days. If it does not fit your situation, tell us what went wrong within 14 days and we refund you in full. No argument, whichever pass you bought. And before you spend a cent, you can read what every one of the 243 measures means.

Questions smart investors ask before they buy

Every suburb gets an Investment Score out of 100. The 200 free suburbs all have an Investment Score of 30 to 50. Very average. We picked them that way on purpose, so you can try every tool without being handed the answer.

Full Access unlocks the other 4,682 suburbs, including the ones with an Investment Score of 60, 70, 80, 90 and up to 100. A higher score means stronger growth, better rent, more buyers competing, an easier sale and lower risk. It also means a stronger outlook for the next twelve months. The short version? Far more profitable suburbs due to better growth and growth forecast intelligence. Every one of them sits behind Full Access. Not one of them is in the free set.

Every figure on this site is read from the dataset at the moment you ask for it. There is no stored copy and no import step. When a new build lands, your very next search runs on the new numbers.

Right now it holds 9,348 markets across 4,882 suburbs. Houses and units are measured separately. Each one carries 243 measures, plus the boundaries for the map. It is rebuilt every month, and your pass carries across a rebuild. You are not charged again when the figures move.

Every one of those 243 measures is defined in public before you pay, including the ones the scores are built from.

No. There is no subscription. Nothing renews. No card is kept on file. PayPal handles the payment, and we never see your card number.

You buy a pass for the period shown on it: one week, four weeks or twelve months. It starts when your payment is confirmed. It stops at the end of that period, unless you choose to buy another one. My Access shows you how many days are left at any time.

No. The monthly rebuild is included. It is not an extra, and it is not a separate plan. When the next one lands on 28 September 2026, you re-run the same saved search and the ranking rebuilds on the new figures at no extra cost. We do that on purpose. A market that keeps its place through a rebuild tells you something one month alone cannot. Your saved searches and your watchlist are how you see that happen.

Because every one of them is named and defined in public before you pay. And because you can look up a suburb you already know, then check the ten figures we show a guest against what you know is true about it.

Most services like this will not publish their list of fields. We publish the whole thing. What we keep private is the data itself, not the list of what it holds. Knowing that a measure called “buyers per listing” exists does not tell you what it is in any one suburb.

No, and we would rather tell you why now than let you find out later. Full Access gives you every market in the country, page after page, and the export takes the page you are looking at. What it will not do is hand you all 9,348 markets in one file. That is not a subscription. That is selling the whole database, and it is not what is on offer at this price.

SuburbRank gives you information, not financial or property investment advice. We are not licensed to give personal advice, and we never tell you where to buy. What we do is rank published market figures against the search you set, and show you what comes out, with every step of the working visible.

Every market figure here is historic. That means it describes a period that has already finished, and past growth does not predict future growth. The forecast figures are estimates with their own track record shown beside them, not promises. What a property is really worth is set by the market itself on the day you buy. What you can borrow against it is set by your lender. What we hold is the market: prices, rents, yields, buyer and listing counts, days on market and modelled cashflow, for each suburb and each property type. What we hold nothing on is zoning, planning overlays, flood and bushfire exposure, land supply, crime, school catchments, or the condition, aspect or land size of any single property. Several of those can decide on their own whether a purchase works out. Confirm anything that matters with a licensed buyer's agent or a local valuer before you act on it.

One step away from every suburb with an Investment Score up to 100

Pay once and every suburb in Australia opens up the second your payment clears. It works on this device and on any other device you sign in from. Nothing renews.

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Guides

How to spot a money-making suburb before you buy

Every guide answers one real question that Australian property investors ask. Each one is written in plain English, and it uses the same figures the Suburbs page ranks on. So you can check every claim against your own shortlist in the other tab.

No hot tips. Nothing that asks you to just take our word for it.

Reading about suburbs is useful. Seeing exactly which profitable suburbs your budget can really reach? That is far better.

How it works

Every suburb measure, explained in plain English

All 243 measures SuburbRank publishes on every one of 9,348 Australian markets: what each one means, how it is worked out, and what to watch for.

This is the whole field guide, and it is free, in public, before you pay for anything. So are all 243 of these measures on 200 real suburbs. Read a definition here, then go and check it on a real market. It is the same wording the tooltips use across the site, because there is only one copy of these definitions, and this page is it.

Up to date as of August 2026 12 min read Australia
A reference sheet of property market measures set out in columns, each with a short definition.

Why we show you every measure, not just a score

The instinct with a private dataset is to keep the list of measures quiet. That instinct is wrong here, for three reasons, and they build on each other.

It is the trust argument. One hundred and twenty-two measures nobody can inspect is a black box, and a black box selling property advice looks like every other black box selling property advice. The same measures, each with a definition you can read before you pay, prove there is something real to inspect.

It is the scale argument. A page listing every named, defined measure is the clearest statement of what this dataset holds. Nothing in the marketing copy makes the point as well as the list itself does.

And it is the search argument. Someone looking up what “months of supply” means is someone about to buy a property, and this page should be what they find.

How to read each measure

The measures are grouped the way the dataset groups them: identity, price and sales, demand and supply, capital growth, risk, rent, yield and cashflow, relative position, the bedroom ladder, and the scores built out of all of it. Inside a group they follow the catalogue’s own order, not alphabetical order, because related measures belong next to each other.

Each entry names the measure, says what it is, and, where it matters, says what a high or low reading really tells you. Where a measure is filterable, rankable or mappable on the Suburbs page, it says so. Those three decide whether you can build a search on it, sort the country by it, or colour the map with it.

What we leave out, and why you still need to check it

Flood and bushfire risk. Zoning, land supply and planned rezoning. School catchments. Infrastructure announcements. Body corporate costs, or anything about a single property. Crime. Population projections.

None of that is in the dataset, so none of it is in any figure or score on this site, and no page here suggests otherwise. That is a real limit, and we state it rather than hide it. The other option, adding figures nobody can trace to make the product look deeper, is the mistake that ends a business like this one, not just embarrasses it.

SuburbRank does one job, on published data you can check, across every housing market in the country at once.

See all 243 measures on real suburbs right now

Open the Suburbs page and every market comes back with its figures, its scores and its national ranking. 200 suburbs are open in full with no account. We picked average ones on purpose.

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Your saved searches, your watchlist and your access are right where you left them.

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It is free and takes a minute. Save your suburb searches and your watchlist, so a promising suburb never slips away.

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Full access Free view

Unlock every suburb with an Investment Score up to 100, across all 9,348 markets.

Your Full Access passes

Your saved searches

Your watchlist

Your watchlist: see which suburbs are rising, stalling or climbing the ranks

The data updates every month. Every suburb you track sits next to how it looked on the day you added it, so you can spot the ones still rising, the ones that have stalled, and the ones that climbed the ranking while you were making up your mind.

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Help and support

Got a question about your suburbs, your pass or your account? We answer every one within one business day.

support@suburbrank.com.au Questions about your shortlist or your pass, help signing back in, or a refund
Moneysmart - moneysmart.gov.au Free guidance from ASIC, the government body that regulates financial advice. It covers property investment, borrowing, and what a licensed adviser can and cannot do. It is the best first stop if anything on this site raised a question we are not licensed to answer.
Your state's Land Titles or Valuer-General office This office is the authority on one specific property: what it is, what it last sold for, and what it is rated at. SuburbRank holds suburb medians only, and nothing about single properties. So this is where that question goes.
Australian Financial Complaints Authority - 1800 931 678 Free and independent. Call them if you have a complaint about a lender, a broker or a financial firm, and you could not sort it out with them directly.
National Debt Helpline - 1800 007 007 Free, private help with money problems from a financial counsellor. Worth the call before an investment purchase stretches your household, not after.

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About SuburbRank

We built SuburbRank to show investors the suburbs everyone else is missing

Most investors choose from about six suburbs. Australia has 4,882.

Almost everyone who buys an investment property in Australia picks from about six suburbs. Not because six is the right number. It is simply how many you can hold in your head after two weeks of open homes, agent emails and forum threads. And everyone you talk to along the way is selling one of them. The agent has homes to sell in their area. The developer has homes to sell in theirs. The buyer's agent works the strip they know. All of them get paid when the sale happens, not on how the place does over the next ten years. So none of them has any reason to mention the other 4,882 suburbs in the country.

The figures are out there. Nobody puts them together for you. We do.

The figures that would settle it are not secret. There are far more of them than anyone publishes. Sale prices and rents are recorded suburb by suburb. So are the number of homes for sale, the number of buyers looking, how long a home sits before it sells, and how long a rental sits before someone moves in. SuburbRank brings all of it into one place: 9,348 markets across 4,882 suburbs, 194 regions and every state and territory. Houses and units are measured separately, because they are separate markets. And the whole thing is updated every month. The data on the site right now runs to August 2026. That date is printed on every page that quotes a figure.

How SuburbRank turns those figures into your shortlist

It carries 243 measures on every market: price, rent, yield (the rent measured against the price) at every bedroom count, buyer and listing counts, days on market, growth over fourteen time periods, how bumpy prices have been, what a year of holding costs, and a twelve-month forecast with its own track record. You can filter on any of them. You can weight the five component scores the way you want. And you see the whole ranking, with every number that produced it right beside it. 200 of those 4,882 suburbs are free, and they are free in full: every measure, every chart, houses and units. They are also very average, on purpose. Every one of them has an Investment Score of 30 to 50 out of 100. The suburbs with an Investment Score of 60, 70, 80, 90 and up to 100 are among the other 4,682. Full Access opens all of them for one payment.

What we do not do, and who does

We do not tell you where to buy. We are not licensed to. And in any case, the numbers are the part people are missing, not the opinion. SuburbRank holds the market: prices, rents, yields, buyer and listing counts, days on market, growth over fourteen time periods and modelled cash flow, per suburb and per property type. It holds nothing at all on zoning, planning overlays, flood or bushfire risk, land supply, school catchments, the condition or aspect of any single property, or how much you can borrow and your tax position. Those things decide more of the outcome than anything on our pages. They are what a buyer's agent is actually for. And that is a much easier job to hand over once you have narrowed 9,348 markets down to six on purpose, rather than by accident.

Every suburb and guide, A to Z

Every Australian suburb we rank, plus every investor guide

Every suburb above has its own page, and it shows all 243 measures: the median price and how many sales it is based on, rent and yield for every number of bedrooms, growth over every time period in the dataset, buyer demand, days on market, how much prices have jumped around, and what one year of owning a home there would cost.

Privacy Policy

The short version: we keep as little of your information as we can, we never ask for the ID numbers that matter most, and the calculation runs on your own device. The long version is below, because you have a right to it.

This policy applies from 7 August 2026. It is issued by XTO Pty. Ltd. (ACN [ACN NOT SET]) of , Australia.

XTO Pty. Ltd. runs suburbrank.com.au and the SuburbRank service on it. This policy covers everything on this site.

1. What this policy covers

This policy explains how XTO Pty. Ltd. (we, us, our) collects, holds, uses and shares personal information. It also explains how you can see it, fix it, or complain about it. We handle personal information under the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

It covers suburbrank.com.au and every email we send you. It does not cover any other site we link to.

2. What we never collect

We do not ask for your Medicare number, tax file number, a tax file number, a bank account number, a credit file, a driver licence or any other government ID, bank account details or card number, and you should never send them to us. The service does not need them. If you send one to us anyway, we will delete it instead of storing it.

We do not collect "sensitive information" as the Privacy Act defines it. That means health information, racial or ethnic origin, political or religious beliefs, sexual orientation, or criminal record. The site never asks you about any of these.

3. What we collect, and why

Information you give us

  • Account details: first and last name, email address and, if you choose, phone, suburb, state, postcode and your relationship to the person going into care. We use these to create and protect your account and to deliver what you bought.
  • Saved reports: the figures you entered and the results they produced, stored on your account only if you choose to save one. We keep them so you can come back to them and compare them.
  • Purchases: the order, amount, currency, access period and the PayPal transaction reference. We use these to give you access, send receipts and meet our tax and record keeping duties.
  • Messages: what you write to us and our reply. We use these to answer you and to sort out disputes.
  • Email estimates and reviews: the email address you give us to receive a free estimate, and any review you send us to publish.

Information we collect automatically

  • Technical data: your IP address, browser user agent (the name and version of your browser), device type, screen and viewport (window) size, and the page you came from.
  • Activity data: the pages you open, the order you open them in, the time you spend on each, how far you scroll, which searches you run, and which buttons you press. We use this to see where the site is confusing and to make it better.
  • Advertising identifiers: if you arrive from an advert, the click ID added to the link (for example Google's gclid) and any campaign details, so we can measure which adverts work.

4. Where your search runs

On our server. The budget, states and filters you set are sent to our server so it can rank every suburb against them, and the ranking comes back to your browser. We keep them with your account only if you choose to save a search or add a suburb to your watchlist.

There are two things to know, and both are things you have to choose to do:

  • If you ask us to email your shortlist, we store the headline figure from that shortlist with your email address, so the email we send you matches the one you saw.
  • Nothing else. No part of this site sends what you are looking at to any third party (anyone other than you and us). See section 5, which says so in full, because it is the question people ask about a site like this one.

5. Third parties and what you look at

Nothing you look at on this site is sent to a third party. The searches you run, the markets you open, the filters you set and the figures you see all come from our own server and our own database. They go nowhere else.

There is no AI assistant on this site. No analytics company is told what you searched for. No advertising network is told which markets you looked at. The only third party that receives anything at all is PayPal, and only if you buy a pass. See section 7. We never see your card details.

Your saved searches and your watchlist are stored on our own server, on your account, so they are there when you sign in from another device. Your view settings, such as whether the map is open and which layout you last used, stay in your own browser and never leave it. Section 6 lists all of this.

6. Cookies and browser storage

We use the following, and nothing else:

  • A sign-in (authentication) cookie: set only when you sign in, so you stay signed in. This one is strictly necessary.
  • A guest ID: so a scenario you saved before you registered can be linked to your account when you do register.
  • A session key (in browser session storage): a random value that marks one visit, for the activity data described above. Your browser throws it away when you close the tab.
  • A visitor key (in browser local storage): a random value kept for up to twelve months so we can tell a returning visitor from a new one. It holds no personal information and we do not share it with anyone.
  • Preferences: your choice of light or dark theme.

You can clear or block these in your browser at any time. Clearing them will sign you out and reset your preferences. Otherwise the site will work normally.

7. Analytics and advertising

We use Google Analytics and Google Ads to measure how people find and use the site, and whether our advertising is worth the money. Where these are turned on, Google receives your IP address, your device and browser details, the pages you viewed and, when you buy something, the order reference and the amount you paid. Google may set its own cookies and may combine this with data it already holds from other sources. Google's own privacy policy, not ours, governs what Google does with that data.

We do not sell your personal information. We do not give it to data brokers, advertising networks other than as described above, any government ID, or any detail of your finances beyond the budget figure you type into the tool, or anyone who might try to sell you something.

You can opt out of Google Analytics with Google's browser add-on. You can change personalised advertising in your Google account settings.

8. Payments

PayPal processes payments. You enter your card or account details on PayPal's systems. They are never sent to, seen by, or stored on our servers. We receive only the transaction reference, the amount, the status and the email address linked to the payment.

9. Who we share information with

  • Service providers that host the site, send our email and process payments, and only so they can do that job.
  • Google, as described in sections 5 and 7.
  • Professional advisers: our accountants and lawyers, who must keep it confidential.
  • A buyer of our business, if we ever sell it, on terms that require them to follow this policy.
  • Law enforcement (such as police), courts or regulators, where the law requires or allows us to.

10. Sending information overseas

Some of these providers store or process data outside Australia, mainly in the United States (Google, PayPal) and, depending on our email provider, in other countries. We take reasonable steps to make sure overseas recipients handle your information in line with the APPs. But by using the site, you accept that we cannot control, and are not accountable for, how an overseas recipient handles your information once we have shared it, and that you may not be able to get a remedy in that country.

11. Security

The whole site runs over HTTPS (an encrypted connection). Passwords are stored as salted PBKDF2 hashes, a scrambled form that nobody here can read as text. Only the people who need it can get into the database. No system is perfectly secure, and we cannot guarantee the security of information sent over the internet. But we take reasonable steps to protect it from misuse, interference and loss, and from access, changes or sharing that are not allowed.

If a data breach happens that is likely to cause serious harm, we will tell you and the Office of the Australian Information Commissioner, as the Notifiable Data Breaches scheme requires.

12. How long we keep your information

  • Account and saved reports: until you delete them or ask us to.
  • Order and payment records: seven years, because Australian tax law requires it. We cannot delete these earlier, even if you ask.
  • Activity data: up to twenty-six months. Then we delete it or group it so it no longer identifies anyone.
  • Email leads: until you unsubscribe. After that, only the record we need to honour your unsubscribe.

13. Marketing emails

If you give us your email address for a free estimate, we may follow up about the full report. Every marketing email we send says who we are and has a working unsubscribe link, as the Spam Act 2003 (Cth) requires. When you unsubscribe, we act on it straight away. You will still get service emails, such as receipts, access details and password resets, because those are not marketing.

14. How to see, fix or delete your information

Write to support@suburbrank.com.au. We will:

  • show you the personal information we hold about you, or explain why we cannot;
  • fix anything that is wrong, out of date, incomplete, irrelevant or misleading;
  • delete your account and every scenario linked to it, except where section 12 says we must keep something for longer.

We will reply within 30 days. We will not charge you for asking. We may need to check your identity first.

15. How to make a complaint

If you think we have broken the APPs, write to support@suburbrank.com.au with "Privacy complaint" in the subject line. We will confirm we got it within 5 business days and give you a full reply within 30 days.

If you are not happy with our reply, you can complain to the Office of the Australian Information Commissioner: oaic.gov.au, 1300 363 992, or GPO Box 5288, Sydney NSW 2001.

16. Children

The site is made for anyone deciding which Australian suburb to buy an investment property in. It is not aimed at children, and we do not knowingly collect personal information from anyone under 18.

17. Changes to this policy

We may update this policy. When we do, the date at the top changes. For an important change, we will tell you by email or by a notice on the site before it takes effect. If you keep using the site after that, you accept the updated policy.

18. Contact us

Privacy Officer
XTO Pty. Ltd. (ACN [ACN NOT SET])

support@suburbrank.com.au

Terms of Use

We wrote these terms in plain English, because the whole point is that you understand them. Section 6 matters most. Please read it before you rely on anything on this site.

These terms apply from 7 August 2026. They are a contract between you and XTO Pty. Ltd. (ACN [ACN NOT SET]), of , Australia.

XTO Pty. Ltd. runs suburbrank.com.au and the SuburbRank service on it. These terms cover everything on this site.

1. Using the site means you agree to these terms

When you use suburbrank.com.au (the site) or buy a pass, you agree to these terms. If you do not agree, do not use the site. In these terms, we, us and our mean XTO Pty. Ltd.. You means the person using the site. If you use it for another person or a company, "you" means both you and that person or company.

2. Who can use the site

You must be at least 18 years old and legally able to make a contract. The site is made for use in Australia. It uses Australian law and the published market figures this service ranks only. If you use it from outside Australia, that is your own choice, and you are responsible for following your local laws.

3. What this service is

SuburbRank is an information and calculation service. It applies the published market figures this service ranks to the figures you give it and reports what those rules produce. It shows you its working and names the fee schedule it used.

4. What this service is not

It is not financial product advice, personal advice, legal advice, tax advice, accounting advice or financial or property investment advice. It is not a recommendation to buy, sell or otherwise deal in any financial product.

  • We do not hold an Australian Financial Services Licence. We are not authorised representatives of anyone who holds one.
  • We do not know your full situation, your goals, your finances or your needs. Nothing the site produces takes them into account.
  • When the site ranks markets, it does so with maths on published figures: the measures you picked, weighted the way you set them. On purpose, it leaves out everything a number cannot show: the condition of one particular property, what is planned for the street, your tax position, how much you can borrow, a suburb's median price and how much it has moved over the last quarter and the last year, and what really matters to you.
  • We get no commission. We have no relationship with any the selling agent, the buyer's agent and the lender you deal with.

Get independent advice from a licensed adviser before you act. Any decision you make is yours.

5. Accuracy and estimates

We take great care to keep the rates up to date and the formulas correct. Every report prints the schedule it was built on. Even so:

  • Everything the site produces is an estimate based on the figures you entered. If those figures are wrong, missing something, or out of date, the result will be too.
  • the market itself, which is the only thing that sets what a property in any of these suburbs is really worth on the day you buy Those come first, ahead of anything the site produces.
  • Rates, thresholds (the levels where a rule starts to apply) and caps (the upper limits) change through new laws and indexation (regular adjustment for inflation). Laws can change without notice, and can change things that have already happened.
  • Projections (estimates of the future) rely on assumptions about investment returns, indexation, home values and how long you stay. Nobody can know these for sure, and they will not turn out exactly right.

Always check before you act.

6. You are responsible for your decisions

You accept and agree that you alone are responsible for judging the results, for checking them against official sources, for getting independent professional advice, and for every decision you make or do not make. We are not your adviser, and using the site does not create an advisory relationship or a fiduciary relationship (a legal duty of trust) between us.

7. Your account

You must keep your password secret. You are responsible for everything done through your account. If you think someone else has used your account, tell us straight away at support@suburbrank.com.au. We may suspend or close an account if we reasonably believe it is being used to break these terms.

8. Passes, prices and payment

  • A pass gives you access to the full report from the moment your payment is confirmed. It lasts for the period shown on the pass you bought: one week, four weeks or twelve months. It does not renew, and nothing is charged automatically. There is no subscription, and we do not keep your card on file.
  • Anything you exported while your pass was active stays yours. The CSV files you downloaded are on your own computer, and nothing we do can reach them. Your saved searches stay on your account and are still listed after your pass ends. What ends with the pass is the ability to run them, and to see figures for markets you have not already exported.
  • Prices are in Australian dollars and include GST where GST applies. We may change prices at any time. The price you see when you buy is the price you pay.
  • PayPal processes your payment under its own terms. We never receive your card details.
  • A pass is for your own use, or use by one household. You cannot transfer it to someone else, share it, resell it, or use it to provide a service to other people.

9. Shortlists you export

A shortlist you export is yours to keep. You can show it to a partner, an accountant or data provider. That licence (permission) is for you personally and not for business use. It does not let you republish the data, resell it, pass it on to others, or use it as part of a product or service you provide to other people.

On purpose, the export is one page of results at a time, not the whole dataset. A pass buys you the use of the data. It does not buy the data itself.

10. Refunds

Our promise: if the data does not cover what you needed, or something has gone wrong, write to us within 14 days of buying and we will refund your pass. No forms and no arguments. We would rather give you your money back than have you rely on a figure that does not fit.

This is a promise we choose to make. It is on top of your rights under the Australian Consumer Law, and it does not limit those rights. We send refunds to the payment method you used, within five business days of accepting your request.

11. What you must not do

You must not:

  • scrape, crawl, harvest, copy (mirror) or systematically update the site or its content;
  • try to get into any account, or any data behind the paywall, without permission;
  • reverse engineer, decompile, or otherwise try to work out the source code of any part of the service;
  • interfere with how the site runs or with its security, or put an unreasonable load on it;
  • resell, sublicense (license on to others) or use the service or its output for commercial gain;
  • use the site to give financial, legal or placement advice to other people; or
  • use it in a way that breaks the law, or that breaches anyone's rights.

12. Who owns the content

All content, code, calculation methods, report design, text and branding on the site belong to us or are licensed to us. Copyright and other laws protect them. Nobody owns rates set by law or government data. But the way we express, arrange and build them is ours. Nothing in these terms passes ownership to you.

13. Site availability

We aim to keep the site available, but we do not promise that it will always be up, on time, secure or free of errors. We may change, pause or shut down any part of it, and may do maintenance, at any time. If we shut down the service for good while your pass is active, we will refund the part of the pass you did not get to use.

14. Other companies' services

The site relies on services from other companies, including PayPal, Google and the companies that host the site and send our email. It also links to other sites and government resources. We are not responsible for those services or sites, whether they are available, what they contain, or their terms.

15. Your rights under the Australian Consumer Law

Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. If the service has a major failure, you can cancel your service contract with us and get a refund for the unused part, or get compensation for the drop in its value. You can also get compensation for any other loss or damage that could reasonably have been expected. If the failure is not a major failure, you can ask us to fix the problem in a reasonable time. If we do not, you can cancel your contract and get a refund for the unused part of the contract.

Nothing in these terms excludes, restricts or changes any consumer guarantee, right or remedy given by the Australian Consumer Law or any other law, where the law does not allow that. If any part of these terms would do so, that part does not apply.

16. Limits on what we are liable for

Section 15, above, always comes first. Subject to that, and as far as the law allows:

  • the site and its output are provided "as is" and "as available". We exclude all warranties, conditions, guarantees and representations (promises about quality) that these terms do not spell out, whether they are express, implied, set by statute or otherwise. That includes promises about accuracy, fitness for a particular purpose, merchantability (being fit for sale) and non-infringement (not breaching anyone's rights);
  • we are not liable for any indirect, incidental, special, punitive or consequential loss. We are not liable for any loss of profit, revenue, savings, opportunity, goodwill, data or expected benefit, or for any loss that comes from a decision you made or did not make because of the site. This applies however the loss arises, whether in contract, tort (including negligence), under statute or otherwise, and even if we were told it could happen;
  • our total liability to you, for all claims connected with the site or these terms added together, is limited, at our choice, to supplying the service again or to refunding the amount you actually paid us in the twelve months before the claim arose; and
  • where the law does not let us exclude liability but does let us limit it, it is limited as set out above.

You agree that this way of sharing the risk is fair, given the price of the service and the fact that the service is information, not advice.

Our liability is reduced as far as you caused or added to your own loss. That includes entering wrong figures, not checking results against official sources, or not getting independent advice.

17. You cover our losses (indemnity)

As far as the law allows, you agree to cover us (indemnify us) for any claim, loss, liability, cost or expense (including reasonable legal costs) that comes from you breaking these terms, misusing the site, or giving the site's output to someone else who relies on it. This does not apply where the claim comes from our own breach, negligence or deliberate wrongdoing.

18. Ending this agreement

You can stop using the site at any time. We may suspend or end your access straight away if you break these terms. Sections 4, 5, 6, 9, 12, 15, 16, 17, 19 and 20 keep applying after this agreement ends.

19. Privacy

Our Privacy Policy is part of these terms. It explains how we handle your personal information.

20. Which law applies

The laws of New South Wales, Australia govern these terms. You and we accept the non-exclusive jurisdiction of the courts of New South Wales (those courts can hear a dispute, but other courts are not ruled out), and of the courts that hear appeals from them.

21. Other legal terms

  • Changes. We may change these terms. When we do, the date at the top changes. For important changes, we will tell you by email or on the site before they take effect. The terms in force when you bought a pass are the ones that apply to that purchase.
  • If a part cannot be enforced. If a clause cannot be enforced, it is narrowed (read down) as little as needed, or removed, and the rest still applies.
  • Not using a right. If we do not enforce a right, that does not mean we have given it up.
  • Passing on this agreement. You may not pass (assign) these terms to someone else without our consent. We may pass them on if we sell the business.
  • The whole agreement. These terms and the Privacy Policy are the whole agreement between you and us about the site.

22. Contact us

XTO Pty. Ltd. (ACN [ACN NOT SET])

support@suburbrank.com.au

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