Free, and nothing changes on this page. One email, then only if the rates change or a deadline is close. Unsubscribe in one click.
Every calculation is unlocked. Change one figure and re-run it as many times as you like — nothing is deducted, nothing counts down, and none of it expires.
Before you put six figures into one suburb
Same money. Same twelve months. One suburb turned $800,000 into $280,000. The middle of the pack managed $120,000. That gap is the whole decision — and it is made before you buy.
We rank all 3,493 Australian suburbs on your budget, highest growth first, in ninety seconds. Nobody else will show you that list.
One figure, off a single budget and one state. The full tool takes both ends of your budget and every state you would buy in, then names three real suburbs off your shortlist — free, no sign up.
If this is you
The growth figures are not hidden. They are published one suburb at a time, by people with
something to sell, and nobody has ever put all 3,493 of them in front of you
in one order.
So most investors choose from about six. The gap between the best of those six
and the best of all 3,493 is the whole of what this costs you.
Forty browser tabs, three spreadsheets and a list of suburbs that keeps changing. Every source covers a different set of places, over a different period, in a different format — so nothing is ever comparable and the list never converges.
A median is the middle sale, not the average. A twelve month figure and a quarterly one can point in opposite directions on the same suburb. Nobody explains which is which, and reading them the wrong way round is how people buy in after the run rather than before it.
The agent says their patch. The developer says their estate. The forum says whatever went up last year. Your brother-in-law says the suburb he bought in, in a market that no longer exists. None of them is lying, and none of them is looking at the whole country.
You will own it for years, and selling costs tens of thousands before anything else. It is the one part of the decision that cannot be adjusted later — and it is the part almost nobody researches systematically.
You tell us three things. We score every suburb in the country on published growth
figures, weight them the way you asked, and hand you all of them in one order —
strongest at the top — with a map beside it.
No appointment. No sales call. No email address. And no suburb we are paid to
put at the top, because nobody pays us to.
Three questions. Ninety seconds. Three real suburbs off the top of your list, free.
The money
Both had $550,000 to $850,000 to spend, anywhere in Australia. 917 suburbs were inside that budget. He compared six of them. She ranked all 917 and bought the strongest.
Both investors are invented. The suburbs, the medians and the growth figures are not. They come out of the September 2026 update, the same one the tool ranks on, and the whole shortlist that produced these two numbers is published in full on the sample report — all nine suburbs, with the arithmetic beside them. Past growth does not predict future growth.
The alternatives
| Research it yourself What most people do |
Buyer's agent Per purchase |
SuburbRank This calculator |
|
|---|---|---|---|
| What it costs | Nothing now, six figures later |
$5,000 – $15,000 | $149 |
| How long it takes | Weeks of tabs and spreadsheets | Weeks, plus the engagement | Under 2 minutes |
| Every Australian suburb compared | |||
| Working shown | Usually not | ||
| Inspects the house and negotiates |
The clock
Nothing on this site counts down to an offer, because there is not one. What moves is the data. Every median and every growth figure here is replaced every month — twelve times a year — and when the next release lands the whole ranking moves with it.
The next update lands then, and each suburb's median and both growth figures move with it. That happens twelve times a year, not four: a shortlist you ran last month is already a month behind this one. Some of today's top twelve will still be there; some will not, and telling those two apart is most of what a second run is for. Every one refresh that lands inside your window is included at no extra cost. Why we do not guess what happens next.
Against a middle of the country at +14% over the same twelve months. That spread — from +45% at the top to +14% in the middle — is the whole reason a ranking is worth running, and it is why the difference between a strong pick and an ordinary one is measured in six figures rather than percentage points. How to read a spread that wide.
Every dollar figure here describes a period that has already finished, applied to your own purchase price. No projections, no ten year compounding, no "if this continues". The national median sits at $997,107 and what happens to it next is not something anybody can sell you — which is exactly why we show you what already happened, to all 3,493 of them.
The report
The free result names three real suburbs from the middle of your top twelve and covers the six above them. This is the part that lifts the cover, opens the other hundred or the other thousand, draws every one of them on the map, and explains what each score is actually made of. Twelve sections and eight charts, on your own search, with every figure shown so you can check it or argue with it.
See a real one, free — an invented search run all the way through on live data, with the open half exactly as a customer sees it, and the assistant live on it for two questions.
How it works
If you know roughly what you can spend, you can use this. Simple mode asks three questions. Advanced is there if you want to set the purchase price the dollar figures are built on and rule out weak suburbs before anything is ranked.
Both ends of your budget, which states you would genuinely buy in, and whether you are after long-run growth, a market that is moving now, or the lowest entry price that still performs. No name, no email, no sign up, and nothing about your finances beyond the budget figure — we do not ask and we could not store it if we did.
Your top twelve as a grid, with ranks seven, eight and nine named in full — real medians, both growth figures, real scores — drawn on a live map you can pan and tilt. Enough to check the ranking against everything you already know. The six above them stay covered.
$149 once lifts the cover off every row, opens every remaining suburb, the whole map, the breakdown behind each score and the ones to look at twice — plus unlimited runs while your pass is live, and every refresh inside it. PDF included, ready to send to a broker.
A monthly update of median house sale prices by suburb — a new one every month, not every quarter — grouped into 88 regions, every state and territory. The release is printed on every report.
Every figure describes a period that has already finished. No projections, no compounding a strong year out over a decade, and nothing a reader has to take on trust.
We are not licensed to tell you where to buy, and we never do. No suburb pays to appear here, and the ranking is arithmetic you can check line by line.
If Full Access does not do what these pages say it does, tell us what went wrong within 14 days and we refund you in full.
Included with the report
Every report comes with an assistant that has read your shortlist — your suburbs, your scores, your regions — and answers questions about it in plain English. Not a search box and not a help page. It knows what your report says because it has been handed it.
A real exchange from the sample report. You get two questions on it free, before you pay for anything.
Pricing
One payment, nothing that renews, and we never keep your card. It opens every suburb in range and lets you run the ranking as often as you like — different budget, different states, different mix — for as long as your pass runs. Every report you generate stays open forever, whether or not the pass is still live.
Prices in Australian dollars. Paid securely through PayPal — card or PayPal balance, no account needed. See a sample report before you decide.
Questions
There is no single answer, and anybody who gives you one without knowing your budget is selling something. What there IS: 3,493 Australian suburbs tracked, each with a published median and a published growth figure, and a ranking of all of them against a budget and a mix you set. Three real suburbs off that ranking are free.
Three signals, each scored by where the suburb ranks against every other suburb in the country rather than scaled between a minimum and a maximum: the change over the last twelve months, the change over the most recent quarter, and the median price itself as a measure of what it costs to get in. Those three are then weighted according to the strategy you pick, and the weights are printed on your report so the ranking can be argued with. The whole method, in detail.
No, and it never will. Every figure on this site describes a period that has already finished. There is no forecast in the free result, in the paid report, in the PDF or in the emails. Past growth does not predict future growth, and compounding one strong year out over a decade produces spectacular numbers and no information. Why we made that call.
Free: your top twelve as a grid, with ranks seven, eight and nine named in full — real medians, real growth figures, real scores — a live map of those three, and how many suburbs are in range in total. No sign up and no card. The six ranked above them are covered, and that is what $149 opens, along with every remaining suburb, the whole heatmap, the breakdown behind each score, the regional concentration, the suburbs to look at twice, unlimited runs for the length of your pass, the PDF, the share link and the assistant. Whatever you generate stays open after the pass ends.
Not at present. The update is houses only, and every page on this site says so rather than letting anybody assume otherwise. A unit ranking needs a second dataset, not a different view of this one.
No. SuburbRank is an information service. It ranks published market figures against a search you set and shows what they produce. It does not know your borrowing capacity, your tax position or your objectives, it never recommends a suburb, and it holds no data at all on rental yield, vacancy, zoning, hazard exposure or any individual property. Those decide more of the outcome than anything on our pages.
Then you own it for years. Everything else about the purchase can be changed later —
the loan gets refinanced, the manager gets replaced, the kitchen gets done.
The suburb cannot. Selling costs tens of thousands before anything else.
It is the one decision worth being systematic about, and it is the one almost nobody is
systematic about. Ninety seconds now is the cheapest ninety seconds in the whole purchase,
and it costs nothing.
No card. No sign up. Three real suburbs on the next screen.
3,493 suburbs. One ranking, strongest first. Three of them named in ninety seconds.
Ranks every suburb in Australia on your own budget, strongest growth first — and shows you the ones the figures say to be careful of, not just the ones at the top.
Ranking 3,493 Australian suburbs from September 2026.
Your shortlist
Three real suburbs are named above. The six that scored higher than them are not.
You can provide a different email to use as your login - or the PayPal one
And you can ask it questions. Your shortlist comes with an assistant that has read it and explains any suburb, any score or any figure in plain English — if you want it. It is given the figures on your report, never your name or your email, and the conversation stays in your browser.
One email with a link that opens this exact ranking again — same budget, same states, same order — whenever you come back to it. No account needed and nothing expires.
One email, then only when a new monthly update moves your ranking. Unsubscribe in one click. We never sell your address.
Before you put six figures into one suburb
On an $800,000 budget the top ranked market made $280,000 in twelve
months. The middle of the same budget made $120,000. The free result names three
real suburbs out of your top twelve — ranks seven, eight and nine — so
you can check the ranking against everything you already know.
Full Access uncovers the six ranked above them. Plus the rest of the list,
the national heatmap, the arithmetic behind every score, and the suburbs the figures say to
look at twice.
Three lengths, one payment each, no subscription and no card kept on file.
Nothing renews and nothing can charge you twice. And whatever you run inside your window
— every report, every shortlist, every PDF — stays open forever,
after the window closes.
Yes, it is included, and using it is entirely your choice. It sits behind one button on your report and does nothing until you press it — nothing in the report is held back from somebody who never opens it.
When you do ask it something, what it receives is the figures on your report: amounts and categories. Not your name, not your email address, not your account, and never a Medicare number, tax file number or bank detail — we do not hold those in the first place. The name you can put on the report cover is optional and is not part of what it is given. The conversation stays in your browser tab and is gone when you close it, and we record that a question was asked without recording what it said.
Section 5 of the privacy policy sets out exactly what does and does not travel, including who processes it.
No. You pay once and the access is yours. There is no subscription and nothing renews. PayPal handles the payment, so we never even see your card number.
No. The monthly refresh is included, not an upsell and not a separate plan. When the next update lands on 28 September 2026 you re-run the same search and the ranking rebuilds on the new figures, at no extra cost, for as long as the service exists. That is deliberate: a suburb that holds its place through a refresh is telling you something a single quarter cannot.
SuburbRank provides information, not financial or property investment advice. We are not licensed to give personal advice and we never tell you where to buy. What we do is rank published market figures against the search you set and show you what they produce, with every working visible.
Every figure here is historic. It describes a period that has already finished, and past growth does not predict future growth. What a property is actually worth is set by the market itself on the day you buy, and what you can borrow against it is set by your lender. We hold no data at all on rental yield, vacancy, zoning, hazard exposure or any individual property — the things most likely to decide whether a purchase works out. Confirm anything that matters with a licensed buyer's agent or a local valuer before you act on it.
Pay once and every suburb on your shortlist opens the moment the payment clears — on this device and on any other you sign in from. Nothing renews.
You can provide a different email to use as your login - or the PayPal one
The live map
3,493 suburbs, ranked and mapped. Drag the budget, the growth ranges or the states and the whole country re-ranks in front of you — no sign up and free to try.
Change what the list is ranked by and the map recolours with it. Click any card and the map flies to that suburb.
Everything above is what Full Access runs — the same map, the same ranking, the same
filters, on the same 3,493 suburbs. The only difference is that the pairing
has been shuffled, so what you cannot see is which suburb is which.
From $99, one payment, it reveals real figures and opens the full
report.
One payment, three lengths to choose from. Nothing renews.
Worked examples
Eight investors. Different budgets, different states, different ideas about what they
want out of a purchase. Here is what the ranking handed each of them, in dollars.
The winning suburbs are blurred here. Every dollar figure is exactly what
the engine produced — what is held back is which suburb earned it, because naming
them would publish eight answers to eight common budgets to everybody who reads the page.
Run your own search and yours is named in the clear.
Every figure on this page is computed live, right now, by the same engine that builds a
paying customer’s report, against the current
update. Nothing here is typed into the page and nothing here is invented — which is
why the numbers will have moved the next time you look.
Half the houses in that suburb sold for more and half for less. It is used instead of the average because one enormous sale drags an average upwards and tells you nothing about what an ordinary house there costs. There will always be houses below it.
A suburb can be up strongly over twelve months and already falling over the last three. The run happened; buying now is buying after it. A single headline growth figure hides exactly that, which is why every card below carries both.
Every gap on this page is the top ranked suburb in that budget against the middle of the same budget — the ordinary pick, which is what people actually end up with. Measuring against the weakest suburb in range would produce a bigger number and describe a mistake nobody makes.
Everything below is those three facts in real dollars, for eight different investors. Worked out on the September 2026 update, on figures that have already happened. Nothing on this page is a forecast.
Your shortlist depends on three things none of these eight share with you: what you can actually spend, which states you would genuinely buy in, and whether you are after long-run growth, a market that is moving right now, or the lowest entry price you can find that still performs. Change any one of them and the ranking changes.
The strongest nine of 917 Australian suburbs that matched this search, ranked on the SuburbRank Score. Open Show Details on any of them for what its three figures actually say, where it sits against the rest of the country, and what checking it out involves.
All 917 drawn as boundaries on a national heatmap, recoloured by whatever you rank on, in 2D, 3D and satellite. On this page the boundaries have been shuffled across the rows — the shapes are real Australian suburbs, but the one drawn for a row is not that row's suburb. In your own report every shape is the right one.
Three numbers, and they are the whole argument. Everything else in this report explains where they came from.
Read that middle figure carefully. It is what the top ranked suburb's median actually moved over a twelve month period that has already finished, applied to an $800,000 purchase. The middle of the same 917 made $120,000. Neither is a forecast, and there is no forecast anywhere in this report.
The same scores as the rows above. The gap between the first bar and the last is how much work the ranking is actually doing on this search.
The twelve month figure across, the last quarter up, with the national middle drawn on both. Top right grew and is still moving; bottom right grew and has already turned. They are not the same purchase, and a single growth percentage cannot tell them apart — which is the chart most people have never seen.
The same growth figures in dollars rather than percentages, on this search's purchase price. A percentage is an argument; this is the size of it.
Everything above is real arithmetic on an invented search. Run yours and this half opens on your own budget, your own states and your own mix.
And you can ask it questions. Every report comes with an assistant that has read your shortlist and explains any suburb, any score or any figure in plain English. Using it is entirely your choice, it does nothing until you press the button, and it is given the figures on your report and never your name, your email or your account.
That is somebody else's search. Yours takes about ninety seconds and costs nothing.
The link may have already been used. If you are still getting emails, write to us and we will stop them by hand.
Guides
Every guide answers one question an Australian property investor actually has, in plain
English, using the same growth figures the tool ranks on — so you can check every
claim against your own shortlist on the other tab.
No forecasts. No hot tips. Nothing that depends on you taking our word for it.
Reading about suburbs is useful. Seeing which ones your budget actually reaches is better.
Foundations
Two suburbs are both up 15% over the year. One is still climbing. The other stopped four months ago
and is going backwards. They look identical on every listing site in the country, and
buying the wrong one is how investors end up paying the top of a run that has already finished.
The twelve month figure tells you what happened. The quarterly figure tells you
whether it is still happening. You need both, and here is how to read them together.
Plot the twelve month figure across and the quarterly figure up, and every suburb lands in one of four boxes. The paid report draws exactly this chart with the national middle marked on both axes, because it is the one picture that separates purchases most people treat as identical.
| Year | Quarter | What it usually means |
|---|---|---|
| Strong | Strong | The market is running and has not stopped. The most expensive place to buy, and often the most competitive. |
| Strong | Weak or negative | The run happened. You would be buying after it, at a price that reflects it. |
| Weak | Strong | Something changed recently. Either an early turn, or one unusual quarter in a small market. |
| Weak | Weak | Nothing is happening. It is on the shortlist because it is cheap, not because it is performing. |
Almost every "hot suburb" list published in Australia ranks on twelve month growth alone. That is not dishonest — it is the strongest single signal there is — but it puts the suburbs that have just finished a run at the very top, because a run that finished last month still shows up in full over twelve months.
The reader who acts on that list buys at the end of the move rather than the start of it. Nothing about the figure was wrong; it simply answered a different question from the one being asked. Adding the quarterly figure costs nothing and closes that gap entirely.
A quiet year followed by a strong quarter is what an early turn looks like. It is also what noise looks like. In a suburb where twelve houses sell a quarter, one unusual street can move the median several per cent on its own, and it will move back next quarter.
There is no way to tell those two apart from the figures alone, and any tool claiming to is guessing. What you can do is check whether the region around the suburb is doing the same thing — a single suburb moving against everything near it is usually a small sample, and a whole region moving together usually is not. The paid report gives you the regional median growth beside each suburb's own for exactly that reason.
There is no universally correct answer, which is why SuburbRank asks rather than deciding for you:
| Ranked for | Year | Quarter | Entry price |
|---|---|---|---|
| Balanced | 50% | 30% | 20% |
| Long-run growth | 70% | 20% | 10% |
| Right now | 25% | 60% | 15% |
| Entry price | 30% | 15% | 55% |
An investor holding for fifteen years is right to weight the year heavily: one soft quarter in a long hold is noise. An investor planning to renovate and sell inside three years is right to care far more about the quarter. Both settings are printed on the report, which is what lets somebody else argue with your ranking instead of taking it on trust.
One thing neither figure does is predict. Both describe periods that have already finished, and SuburbRank does not forecast at all. What reading them together buys you is not a prediction — it is knowing which part of a move you are looking at.
Every card and every row on SuburbRank carries the twelve month figure and the quarterly one side by side, on your own budget and states. Three real suburbs off your shortlist are free.
Your saved reports and your access are waiting.
Free. It saves your scenarios so you never re-type a figure.
We will email you a link that works once and expires in an hour.
Pick something you will remember.
Unlock the full report to see every option priced and ranked.
About
Almost everybody buying an investment property in Australia chooses between about six suburbs. Not because six is the right number — it is how many you can hold in your head after a fortnight of open homes, agent emails and forum threads, and because everybody you speak to along the way is selling one of them. The agent has stock in their patch. The developer has stock in theirs. The buyer's agent works a corridor they know. All of them are paid when the sale happens, not on what the place does over the next ten years, and none of them has any reason to mention the other 3,493 suburbs in the country.
The figures that would settle it are not secret. Every month, median sale prices are published suburb by suburb, and the change over the quarter and over the year comes straight out of them. SuburbRank runs on a fresh set of those medians every month, grouped into the regions that make "Ipswich" or "Perth - North East" mean something: 3,493 Australian suburbs tracked across 88 regions and every state and territory. The release currently on the site is September 2026, and it is printed on every report we produce. What almost nobody ever does is put all of them in one table, in one order, filtered to what a particular person can actually afford.
SuburbRank does that one thing. It scores every suburb in the country out of 100 on three published figures — twelve month growth, how fast it moved last quarter, and the median price itself — weights them the way you say you want them weighted, and shows you the whole ranking with every number that produced it on the page beside it. Three real suburbs out of your top twelve are free — enough to check the ranking against what you already know, and not enough to act on. Nothing on this site is a forecast: every figure describes a period that has already finished, which is the only kind of figure anybody can check.
We do not tell you where to buy. We are not licensed to, and in any case the arithmetic is the part people are missing rather than the opinion. SuburbRank holds median prices and growth rates and nothing else — no rental yields, no vacancy rates, no zoning, no flood or bushfire exposure, no data about any individual property, and nothing at all about your borrowing capacity or your tax position. Those decide more of the outcome than anything on our pages, and they are what a buyer's agent is actually for — which is a much easier job to hand over once you have narrowed two and a half thousand suburbs down to six on purpose rather than by accident.
Short version: we hold as little as we can, we never ask for the identifiers that matter most, and the calculation runs on your own device. The long version is below, because you are entitled to it.
This policy explains how XTO Pty. Ltd. (we, us, our) collects, holds, uses and discloses personal information, and how you can access, correct or complain about it. We handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
It applies to suburbrank.com.au and to every email we send you. It does not apply to any third party site we link to.
We do not ask for, and you should never send us, your Medicare number, tax file number, a tax file number, a bank account number, a credit file, a driver licence or any other government identifier, bank account details or card number. The calculator does not need them. If you send one to us anyway we will delete it rather than store it.
We do not collect sensitive information as defined in the Privacy Act — health information, racial or ethnic origin, political or religious beliefs, sexual orientation, or criminal record. Where the calculator asks about care needs it asks about funding categories, never about a medical condition.
Information you give us
Information collected automatically
In your browser, on your device. The figures you type into the calculator are processed locally to produce your result. They are transmitted to us only if you choose to save a scenario to your account. If you never save one, we never receive them.
Two exceptions, and both are things you have to choose to do:
A paid report comes with an optional assistant you can ask questions about your own figures. It is the one part of this site that sends anything to a third party, so it is set out here in full.
It is entirely your choice, and it does nothing until you use it. Nothing is sent anywhere unless you open the assistant and ask a question. If you never open it, this section does not apply to you at all, and the rest of the report works exactly the same.
What is sent when you do ask
What is not sent
What travels is a set of amounts and categories. On its own it does not identify anybody, and we do not send anything alongside it that would.
Who processes it
The request is answered by Google's Gemini API, which processes it outside Australia — see sections 10 and 11. We do not train any model on your figures and we have no arrangement permitting anyone to do so; what Google does with data sent to its API is governed by its own terms, which we do not control.
How long it is kept
Because the assistant is optional, you can have the entire paid report without any of the above ever happening. Nothing in the report is withheld from somebody who never opens it.
We use the following, and nothing else:
You can clear or block these through your browser at any time. Clearing them will sign you out and reset your preferences; the site will otherwise work normally.
We use Google Analytics and Google Ads to measure how people find and use the site and whether our advertising is worth running. Where these are enabled, Google receives your IP address, device and browser information, the pages you viewed, and — when you complete a purchase — the order reference and the amount paid. Google may set its own cookies and may combine this with data it holds from other sources. Google's handling of that data is governed by its own privacy policy, not ours.
We do not sell your personal information, and we do not disclose it to data brokers, advertising networks other than as described above, any government identifier, or any detail of your finances beyond the budget figure you type into the tool, or anyone who might try to sell you something.
You can opt out of Google Analytics using Google's browser add-on, and you can adjust personalised advertising in your Google account settings.
Payments are processed by PayPal. Your card or account details are entered on PayPal's systems and are never transmitted to, seen by, or stored on our servers. We receive only the transaction reference, the amount, the status and the email address associated with the payment.
Some of these providers store or process data outside Australia, principally in the United States (Google, PayPal) and, depending on our email provider, in other countries. By using the site you acknowledge that we take reasonable steps to ensure overseas recipients handle your information consistently with the APPs, but that we cannot control and are not accountable for how an overseas recipient handles it once disclosed, and that you may not be able to seek redress in that jurisdiction.
The site runs entirely over HTTPS. Passwords are stored as salted PBKDF2 hashes, not as text anyone here can read. Access to the database is restricted to those who need it. No system is perfectly secure, and we cannot guarantee the security of information transmitted over the internet, but we take reasonable steps to protect it from misuse, interference, loss and unauthorised access, modification or disclosure.
If a data breach occurs that is likely to result in serious harm, we will notify you and the Office of the Australian Information Commissioner as required by the Notifiable Data Breaches scheme.
If you give us your email address for a free estimate we may follow up about the full report. Every commercial email we send identifies us and carries a functional unsubscribe link, as required by the Spam Act 2003 (Cth). We action unsubscribes immediately. You will still receive transactional email — receipts, access details and password resets — because those are not marketing.
Write to support@suburbrank.com.au. We will:
We will respond within 30 days and will not charge you for making a request. We may need to verify your identity first.
If you think we have breached the APPs, write to support@suburbrank.com.au with "Privacy complaint" in the subject line. We will acknowledge within 5 business days and respond substantively within 30 days.
If you are not satisfied with our response, you may complain to the Office of the Australian Information Commissioner: oaic.gov.au, 1300 363 992, or GPO Box 5288, Sydney NSW 2001.
The site is intended for anyone deciding which Australian suburb to buy an investment property in. It is not directed at children and we do not knowingly collect personal information from anyone under 18.
We may update this policy. The effective date at the top changes when we do. Where a change is material we will tell you by email or by notice on the site before it takes effect. Continuing to use the site after that means you accept the updated policy.
Privacy Officer
XTO Pty. Ltd. (ACN [ACN NOT SET])
support@suburbrank.com.au
Plain English, because the whole point is that you understand it. Section 6 is the one that matters most — please read it before you rely on anything here.
By using suburbrank.com.au (the site) or buying a pass you agree to these terms. If you do not agree, do not use the site. In these terms we, us and our mean XTO Pty. Ltd.; you means the person using the site or, where you use it on behalf of another person or an entity, both you and that person or entity.
You must be at least 18 and legally able to enter a contract. The site is intended for use in Australia and applies Australian law and the published market figures this service ranks only. If you use it from outside Australia you do so on your own initiative and are responsible for local compliance.
SuburbRank is an information and calculation service. It applies the published market figures this service ranks to figures you supply and reports what those rules produce, showing its workings and naming the fee schedule used.
It is not financial product advice, personal advice, legal advice, tax advice, accounting advice or financial or property investment advice, and it is not a recommendation to acquire, dispose of or deal in any financial product.
You should obtain independent, licensed advice before acting. Any decision you make is yours.
We take considerable care to keep the rates current and the formulas right, and every report prints the schedule it was built on. Even so:
Always confirm before you act.
You acknowledge and agree that you are solely responsible for evaluating the output, for verifying it against official sources, for obtaining independent professional advice, and for every decision you make or do not make. We are not your adviser and no fiduciary or advisory relationship arises from your use of the site.
You are responsible for keeping your password confidential and for everything done under your account. Tell us immediately at support@suburbrank.com.au if you suspect unauthorised use. We may suspend or close an account we reasonably believe is being used in breach of these terms.
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This is a voluntary commercial guarantee offered in addition to, and it does not limit, your rights under the Australian Consumer Law. Refunds are made to the original payment method within five business days of us accepting the request.
You must not:
All content, code, calculation methodology, report design, text and branding on the site is owned by us or licensed to us and is protected by copyright and other laws. Legislated rates and government data are not owned by anyone; our expression, arrangement and implementation of them is. Nothing in these terms transfers ownership to you.
We aim to keep the site available but do not guarantee it will be uninterrupted, timely, secure or error free. We may modify, suspend or discontinue any part of it, and may perform maintenance, at any time. If we permanently discontinue the service while your pass is running, we will refund the unused portion.
The site relies on third party services including PayPal, Google and our hosting and email providers, and links to third party sites and government resources. We are not responsible for those services or sites, their availability, their content or their terms.
Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the service, you are entitled to cancel your service contract with us and to a refund for the unused portion, or to compensation for its reduced value. You are also entitled to be compensated for any other reasonably foreseeable loss or damage. If the failure does not amount to a major failure, you are entitled to have problems with the service rectified in a reasonable time and, if this is not done, to cancel your contract and obtain a refund for the unused portion of the contract.
Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy conferred by the Australian Consumer Law or any other law which cannot lawfully be excluded, restricted or modified. If any part of these terms would do so, that part does not apply.
Subject always to section 15, and to the maximum extent permitted by law:
You agree that this allocation of risk is reasonable given the price of the service and that the service is information rather than advice.
Our liability is reduced to the extent your loss is caused or contributed to by you, including by entering incorrect figures, by failing to verify output against official sources, or by failing to obtain independent advice.
To the maximum extent permitted by law, you indemnify us against any claim, loss, liability, cost or expense (including reasonable legal costs) arising from your breach of these terms, your misuse of the site, or your provision of the site's output to a third party who relies on it. This does not apply to the extent the claim arises from our own breach, negligence or wilful misconduct.
You may stop using the site at any time. We may suspend or terminate your access immediately if you breach these terms. Sections 4, 5, 6, 9, 12, 15, 16, 17, 19 and 20 survive termination.
Our Privacy Policy forms part of these terms and explains how we handle personal information.
These terms are governed by the laws of New South Wales, Australia. You and we submit to the non‑exclusive jurisdiction of the courts of New South Wales and the courts entitled to hear appeals from them.
XTO Pty. Ltd. (ACN [ACN NOT SET])
support@suburbrank.com.au